One of the most feared words that could reach you is a positive diagnosis of cancer – the word conjures up an image of impending death, with no way out. It is always challenging for a patient to combat this dreaded disease on one hand and rising medical bills on the other. The question uppermost in everyone’s mind would be whether Medicare Plan G would take care of these expenses. To understand this better, it is essential to know that there are some expenses that are covered by Medigap plans, which are not covered by Medicare plans. Part G is more like a supplement than the main plan; therefore, a cancer patient could hope to have most of his bills covered under this plan.

Tests, Chemo – What Expenses Are Covered?

It would be an expensive premium to pay if you are looking for a complete and composite cover that takes care of your tests, your treatment, chemo sessions and much more. What you need to remember here is the time at which you signed up for your insurance package and the date of your diagnosis. If these two are too close, it is likely that you will not be able to get any kind of reimbursements. If there is a gap of at least six months or one year, it is likely that all your expenses will get reimbursed. What the insurance company is trying to avoid is admitting fraudulent claims where people fake their diseases in a bid to get some money from these companies.

A Crazy Question About Wigs

Some time ago, there was a cancer patient who raised a query. Successive chemo treatments had left her with no hair on her head, necessitating a wig that she had to wear regularly. She wanted to know if her Medicare policy or supplement plan would cover the cost of buying this wig. It was a crazy question to ask; in fact, the insurance company had to call and discuss it with her and make her understand that a wig did not fall within the list of medical supplies for which she would be reimbursed. Needless to say, that the lady was not quite happy with the answer.

Cancer is the last thing that should happen to anybody – suffering from it and not being able to pay for it could be much worse. Prepare for the worst and hope for the best when you decide to acquire an insurance policy.